SMALL BUSINESS LOANS

YOUR ONE STOP FOR BUSINESS LOANS

Rental Property Loans starting at 6.30% APR

Fix and flip loans starting at 9.25%

up to 100% financing available

for rehab, value add, and new construction projects


SMALL BUSINESS LOANS

YOUR ONE STOP FOR BUSINESS LOANS

Dustin

Dustin

Dustin is a family man and entrepreneur from Miami, Florida, but calls North Dallas home now. He has spent the last 15 years working in the construction industry.

Dustin specializes at connecting small and medium-sized Businesses with the most suitable financing options. He leverages his industry expertise and established lender relationships to secure the capital needed to achieve your business goals.

In his spare time he enjoys traveling to the mountains and the beaches. and spending time with his family.

Call Me today at

903-647-6036

WE PROVIDE THE FUNDING YOU NEED, WHEN YOU NEED IT!


I am here to help you with your business and your working capital needs. We provide loans from $5,000 to over $5 Million, whether you are looking for funding today or long term funding, we have a solution for you. I am here for you, now, and in the future to meet your financial needs.

APPROVED FAST

When working with Dustin, he will get you a quick decision so you can get back to running your business. We will look at any type of credit and, companies that have been in business as little as 3 months. We look for creative solutions to get your business funded.

LENDING EXPERTS

In life there are experts at everything, we are experts at lending and finance. We have the most programs for the most businesses. Not only do we provide business loans, but we provide a free Business Audit, to get your business ready for future success!

QUICK RESPONSE

LENDING EXPERTS

ACCESS TO US 24/7

When working with Dustin, he will get you a quick decision so you can get back to running your business. We will look at any type of credit and, companies that have been in business as little as 3 months. We look for creative solutions to get your business funded.

In life there are experts at everything, we are experts at lending and finance. We have the most programs for the most businesses. Not only do we provide business loans, but we provide a free Business Audit, to get your business ready for future success!

We are here for you, we have been in business for over 15 years and understand the struggles of running your own business. If you have a question in the middle of the night, shoot us an email, odds are we will answer it.

LOOKING FOR CASH THIS WEEK?

OUR BUSINESS FUNDING ADVANTAGE

  • 1 PAGE APPLICATION

  • 3 MONTHS BUSINESS BANK STATEMENTS

  • 24-48 HR APPROVAL

  • NO TAX RETURNS

  • NO MINIMUM CREDIT SCORE

SCHEDULE YOUR FREE BUSINESS AUDIT TODAY!

WINE BAR

$110,000 Loan

$1100/per week | Once a Week

Loan Disbursed: 1 Day

Three owners

ICE CREAM PARLOR

$85,000 Loan

$69/per day | 5 Days a Week

Loan Disbursed: 2 Days

Past Bankruptcy

LADIES SHOE STORE

$110,000 Loan

$1100/per week | Once a Week

Loan Disbursed: 1 Day

Three owners

$85,000 Loan

$69/per day | 5 Days a Week

Loan Disbursed: 2 Days

Past Bankruptcy

$250,000 Loan

$499/per day | 5 Days a Week

Loan Disbursed: 1 Day

2 Tax Liens Paid Off

CAREGIVER FACILITY

$185,000 Loan

18 Month Terms | 1.29% Rate

Loan Disbursed: 11 DaysHome Based Business

TRAVEL AGENCY

9 Merchant Cash Advances

Loans Totaling $2.70 Million

Loan Disbursed: 2 Days

FRANCHISE FINANCE

$185,000 Loan

18 Month Terms | 1.29% Rate

Loan Disbursed: 11 Days

Home Based Business

9 Merchant Cash Advances

Loans Totaling $2.70 Million

Loan Disbursed: 2 Days

11 Locations

$490,000 Loan

Loan Disbursed: 6 Days

WHAT MY CLIENTS SAY ABOUT ME

"Dustin was a life-saver! I had an emergency and had a choice, find a way to keep my business open, or shut my doors forever. Dustin, got me the money I needed fast, and the best part is the process was super easy!"

• Jane Smith | Tampa, FL

Ancient Banking

Tracing the Evolution of Lines of Credit: From Ancient Roots to Modern Finance

April 08, 20243 min read

Introduction:

Lines of credit have played a pivotal role in the development of commerce and finance throughout history. From ancient civilizations to contemporary banking systems, the concept of extending credit to individuals and businesses has evolved and adapted to meet the changing needs of societies. Join me on a journey through time as we explore the fascinating history of lines of credit.

Ancient Bartering

Image Detail: Ancient civilizations relied on bartering and early credit systems.

Ancient Origins: Bartering and Early Credit Systems

The roots of credit can be traced back to ancient civilizations, where bartering was the primary means of trade. As societies grew more complex, the need for a medium of exchange beyond direct barter became apparent. Early credit systems emerged, allowing merchants to extend goods or services on credit to trusted customers, thus laying the groundwork for modern lines of credit.

Medieval merchants relied on trade guilds for access to credit.

Image Detail: Medieval merchants relied on trade guilds for access to credit.

Medieval Merchants and Trade Guilds

During the Middle Ages, trade guilds and merchant associations played a crucial role in facilitating commerce across Europe. These organizations provided members with access to credit, enabling them to finance trade expeditions, purchase goods, and expand their businesses. Lines of credit were often extended based on personal relationships and reputation within the merchant community.

Renaissance banking institutions pioneered credit instruments.

Image Detail: Renaissance banking institutions pioneered credit instruments.

Emergence of Modern Banking and Credit Instruments

The Renaissance witnessed the rise of modern banking institutions and the development of sophisticated credit instruments. In the 15th and 16th centuries, European banks began issuing promissory notes and bills of exchange, which served as precursors to contemporary lines of credit. These financial innovations facilitated long-distance trade and paved the way for the expansion of global commerce.

The Industrial Revolution led to the rise of consumer credit.

Image Detail: The Industrial Revolution led to the rise of consumer credit.

Industrial Revolution and the Birth of Consumer Credit

The Industrial Revolution of the 18th and 19th centuries brought about profound changes in society and the economy. Mass production, urbanization, and technological advancements fueled economic growth and increased demand for consumer goods. As a result, consumer credit emerged as a means of financing purchases, with retailers offering installment plans and store credit to customers.

Modern lines of credit offer flexible borrowing options.

Image Detail: Modern lines of credit offer flexible borrowing options.

Modern Lines of Credit and Financial Innovation

In the 20th and 21st centuries, lines of credit evolved into versatile financial products offered by banks and financial institutions. Today, individuals and businesses can access revolving lines of credit, which provide flexible borrowing options for various purposes, including working capital, home equity, and business expansion. Advances in technology have further streamlined the application and management of lines of credit, making them more accessible to a broader range of borrowers.

Conclusion:

The history of lines of credit is a testament to the enduring importance of credit in driving economic growth and facilitating commerce. From ancient bartering to modern banking systems, the evolution of lines of credit reflects the dynamic interplay between innovation, commerce, and society. As we look to the future, lines of credit will continue to adapt and evolve, serving as vital tools for individuals and businesses seeking to navigate the complexities of the modern financial landscape.

blog author image

Dustin

Dustin is an American Entrepreneur, and Investing Enthusiast.

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FREQUENTLY ASKED QUESTIONS

WHAT LOAN SIZES CAN I APPLY FOR?

We handle all commercial loan sizes from $5,000 for small merchant cash advances, to well over $5,000,000 for SBA 7(a) programs.

WHAT TYPES OF BUSINESSES AND INDUSTRIES DO YOU WORK WITH?

We work with all types of businesses and industries. Small, medium and large businesses work with us to handle their financing needs.

WHAT STATES AND REGIONS DO YOU LEND IN?

We have lenders that work in all 50 States of the US, along with international lenders in Canada and Mexico.

DO YOU OFFER STARTUP FINANCING?

The only start-up financing we handle are SBA 7(a) financing, equipment financing, and loans against ones stocks (commonly-used to fund franchise businesses). Once you have been in business for 3 months we do offer Working capital loans at that point.

WHAT IS THE USUAL TIME FRAME TO RECEIVE FUNDING?

The time period for funding depends on the type of loan the business is seeking. For SBA and traditional financing, the time frame can be between 30-180 days. For alternative financing between 5-10 days. Working Capital takes 1-2 days.

WHAT ARE YOUR FEES?

We charge you nothing out-of-pocket. Most of the time we get paid a success fee from the lenders. In some situations relating to traditional financing where the lender does not offer a referral fee, we charge between 1-2% of the final facility amount, and it would only be due at funding.

DO YOU GUARANTEE SUCCESS?

No. But we are confident that we are among the most successful financing brokers at finding our clients the best possible financing for their companies.

WHAT CREDIT SCORES ARE NEEDED FOR FUNDING?

Generally, to qualify for bank and SBA financing, a business owner needs to have a credit score over 650. For other forms of alternative financing there is not minimum credit score requirement, but with increased lender risk will result in higher borrower costs. For our DSCR Rental Loans you will need a 640 Minimum Credit Score.

Call Me today!

903-647-6036